Dear Esteemed Delegates,

 On behalf of the local organizing committee, it is my honor to welcome you to the 51^st AIO conference and AGM, center around the timely theme, “Balancing the Books: Africa’s debt problem why does country debt impact insurers?”

Ethiopia, with its rich culture, unique hospitality, and breath taking landscapes provides the perfect setting for this year’s gathering from the warmth of its people to its vibrant traditions, we are confident that your time here will be both memorable and inspiring.

This conference serves as a dynamic platform for industry leaders, policy makers, researchers and practitioner’s to converse, network and exchange ideas. Together, we will explore the intricate links between national debt and the insurance sector while identifying strategies to navigate challenges and seize opportunities for sustainable growth.

We as the local organizing committee are committed to ensuring that every delegate has a safe, comfortable, and enriching experience from the moment you arrive, every effort has been made to provide seamless event that fosters meaningful engagement and collaboration.

Join us as we share knowledge, foster collaboration and shape the future of insurance in Africa.

We are excited to welcome you to this exceptional gathering in Addis Ababa, the diplomatic capital of Africa.

Sincerely,